How to Become a Real Estate Appraiser in Massachusetts: Your
5-Step Guide

Massachusetts Real Estate Appraiser License Requirements

Becoming an appraiser can be a lucrative and rewarding choice for your career – but how do you get started? Your appraisal education begins with 75 hours of Massachusetts Appraiser Qualifying Education coursework, the building blocks of your appraisal knowledge. The best way to complete those hours successfully? By getting your trainee license, the official recommendation of The Appraisal Foundation. Though your state may not require this license level, earning it will help you stand out to future employers, and prepare you for the jobs that require it!

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Quick Overview

Below is a list of the steps recommended to become a State Licensed Real Estate Appraiser in Massachusetts.

  1. Obtain Your Massachusetts Appraiser Trainee License
  2. Complete Your Appraiser Education
  3. Conduct Your Appraisal Work Experience
  4. Submit Your Application for MA Certified Residential Real Estate Appraiser
  5. Pass the National Uniform Licensing & Certification Examination

We’ll go into more detail about these steps below.

If you've already completed appraiser education or are licensed in another state, visit The Massachusetts Department of State’s Board of Certified Real Estate Appraisers page for more detailed information.

How to Become a State Licensed Real Estate Appraiser in Massachusetts

Now let's take a more in-depth look at the steps recommended to really start your appraisal career as a state licensed real estate appraiser.

  1. 1. Obtain Your Real Estate Appraisal Trainee License

    NOTE: Your state may accept PAREA or Practicum as an alternative to Trainee license with Trainee/Supervisory model.

    Qualifying Education. Before you can become a state licensed appraiser in Massachusetts, you’ll need to complete 75 hours total of Massachusetts Appraiser Qualifying Education (QE), broken up as follows:

    • 30 hours of appraisal principles
    • 30 hours of appraisal procedures
    • The 15-hour National Uniform Standards of Professional Appraisal Practice (USPAP) course, or an equivalent course

    You’ll also need to complete a 4-hour Appraiser Trainee/Supervisory Appraiser Course. Before signing up for this course, you need to find a supervisory appraiser who will act as your mentor through completion of your experience hours (Step 3).

    All Qualifying Education must be approved by either the Appraiser Qualifications Board (AQB) or the MA Board of Real Estate Appraisers. You must complete all qualifying education prior to submitting your trainee application.

    Before applying for your license, take a moment to read through the Board’s detailed application requirements and pay special attention to the background and character qualifications.

    Once you’ve met all of the above requirements, you will need to apply with the state for your Real Estate Appraisal Trainee license, which requires a $113 fee.

  2. 2. Complete Appraiser Education

    After getting your Real Estate Appraisal Trainee license, it’s time for the next step toward becoming a state licensed real estate appraiser: 150 total hours of Appraisal Foundation-approved appraiser education. (Please Note: You’ve already satisfied 75 of these hours through your trainee license – nice work!)

  3. 3. Conduct Your Appraisal Work Experience

    Once you’ve finished your education, you must conduct and log at least 1,000 hours of actual appraisal experience. Those 1,000 hours must be completed:

    • Under the supervision of a state certified residential or general appraiser; and
    • Over a period of at least six months.

    This means that you must take no less than six months to complete your 1,000 hours of appraisal experience which must be completed under a supervisor.

    There are many ways to find and enter into a working relationship with a supervisory appraiser. A great way to begin your search is to use the list of active certified appraisers in Massachusetts found in the Appraisal Subcommittee’s National Registry of Appraisers. 

    If the application is accepted, you’ll be sent instructions on how to take the National Uniform Licensing and Certification Examination — the final step before you can apply for your license.

  4. 4. Submit Your Application for Your Massachusetts State Licensed Real Estate Appraiser License

    Now that you've completed your education and logged your experience, it’s time to apply for your license. Generally, the Massachusetts Board of Appraisers meets every other month and reviews applications at that time, so processing may take up to two months to complete. Factors that also affect the processing time are the completeness of the application when filed and the number and nature of any character issues or questions with respect to fitness for licensure. It is crucial to ensure your application is complete before you submit it for these reasons.

    To fill out your application, you first need to create an account on the Massachusetts Licensing System E-portal.

    When you first apply for your license, you’ll need to pay a $390 fee for application and national registry.

  5. 5. Pass the National Uniform Licensing & Certification Examination

    In Massachusetts, your education and experience must be approved by the board prior to receiving permission to take the national examination. After the Board receives your application and determines it’s complete, you’ll be directed to take the National Uniform Licensing & Certification Exam.

    In Massachusetts, you will receive exam scheduling information upon the acceptance of your application. In the meantime, The Appraisal Foundation publishes tips on the exam structure that can help you prepare. Here’s an overview:

    • The exam is four hours long. The Licensed Residential Examination can take up to four hours to complete.
    • There are 125 questions on the test. The National Uniform Licensing and Certification exam is composed of 125 total questions. Fifteen of these questions are considered practice, and answering those questions wrong does not negatively affect your score.
    • A score of 75 points is passing. Scores for the National Uniform Licensing and Certification exam range between 0 and 110 points. Each question carries an equal weight of 1 point. In order to pass, you must earn a minimum of 75 points.
    • You can take the test more than once. The Appraisal Foundation allows you to take the test up to three times.

Frequently Asked Questions About Real Estate Appraisal

What is the Average Real Estate Appraiser Salary in Massachusetts?

According to Indeed, the average Real Estate Appraiser salary in Massachusetts is $80,000*. Of course, this rate varies depending on your city (e.g., Boston averages at $87,000). A great incentive to working towards a higher license is the ability to make more money. The State Certified General license is the highest appraiser license in Massachusetts, and those with this certification make an average salary of around $125,000 per year.

* May 2023 Salary Data

How Much Does It Cost to Get a Real Estate Appraiser License in Massachusetts?

Between course tuition and exam and application fees, you can expect to spend at least $2,000 for your state licensed real estate appraiser licensure. The cost will vary slightly depending on the education provider and number of attempts at the exam, but here’s a breakdown of the approximate cost:

Average Course Tuition $1,800 (Residential Appraiser)
Application Fees (includes National Registry fee) $113 + $390
Exam Fees $100
Total ≈$2,400

One additional cost to consider occurs during the trainee experience period. You’ll be conducting over 1,000 hours of in-field appraisals in order to obtain your first license, which means travel expenses may start to accumulate. This should be considered when calculating the total approximate cost of obtaining your appraiser license.

How Long Does It Take to Get a Massachusetts State Licensed Real Estate Appraiser License?

Between the 1,000 hours of mandatory appraisal trainee experience and over 150 hours of Appraisal and Trainee Education, you’re looking at anywhere between eight and 18 months to get your State Licensed Real Estate Appraiser license. This table should give you a general idea of how much time you’re looking at for this process.

Trainee Education Requirements 79 hours
Residential Appraisal Education Requirements 75 hours
Required Appraisal Experience ≈ 8-10 months
Full-Time Pace: (40 hrs/week) ≈ 8-10 months
Part-Time Pace: (20 hrs/week) ≈ 16-18 months

If I Have an Out-of-State Appraiser License, Can I Appraise Real Estate in Massachusetts?

Yes, as long as you meet the requirements summarized below.

The Board has reciprocity with the following states, for which you only need to fill out a reciprocal license application:

  • Alabama
  • Arizona
  • California
  • Connecticut
  • Louisiana
  • Maine
  • Missouri
  • New Hampshire
  • New York
  • Ohio
  • Rhode Island
  • Washington

If you are licensed in any state with which reciprocity is NOT offered, you may be eligible for licensure by out-of-state endorsement. An applicant for licensure may qualify for licensure by out-of-state endorsement with the following:

  • Completed qualifying education which meets the minimum AQB education criteria
  • Passed AQB certified examination
  • License in another state
  • Your name listed on the Federal Registry as in compliance with AQB minimum criteria for licensure/certification

If those apply to you, follow the Board’s detailed instructions for filling out your reciprocal application.

You can also apply for a temporary license for the purpose of completing a single appraisal assignment in the state of Massachusetts. The application includes an affidavit describing the work you will be completing, and thus, cannot be renewed after the assignment is completed.

Appraiser License Types in Massachusetts

It’s important to understand how Massachusetts classifies real estate appraisers across four separate categories, each with their own qualifications for licensure:

  1. Real Estate Appraisal Trainee
  2. State Licensed Real Estate Appraiser
  3. State Certified Residential Real Estate Appraiser
  4. State Certified General Real Estate Appraiser

After receiving your Trainee license, you can “upgrade” to any of the subsequent license levels. Today, we’ll be focusing on how to get to your State Licensed Real Estate Appraiser license. But first, here’s a quick overview of the requirements for each licensing level.

Appraiser Eligibility Highlights
Be at least 18 years old
Proof of U.S. Citizenship
Submit a Criminal Offender Record Information (CORI) form

Real Estate Appraisal Trainee

Massachusetts, like most states, requires a pilot program for potential appraisers to begin their path toward becoming fully licensed. Known as a real estate appraisal trainee, this first level of licensure is recommended before you can become fully licensed and start appraising real estate on your own.

Here's a quick overview of everything you’ll need to become a trainee:

Qualifying Education Hours Required Required Experience Hours Working Under a Certified Appraiser College Degree Requirement Exam Requirement Background Check
75 hours of qualifying appraisal education

4-hour Supervisory/Appraiser Assistant Training Course
None required, though you will need to associate with a Supervisory Appraiser before receiving your trainee license. (You’ll work under your Supervisory Appraiser to earn experience hours after receiving your Trainee license.) Not required Not required CORI form required

State Licensed Real Estate Appraiser

The next level up is the state licensed real estate appraiser. At this level, you can provide appraisal services in transactions with:

  • Non-complex 1-4 unit residential properties (transaction value < $1,000,000)
  • Complex 1-4 unit residential properties (transaction value < $250,000)

Here’s a quick overview of everything you’ll need to become a licensed appraiser:

Qualifying Education Hours Required Required Experience Hours Working Under a Certified Appraiser College Degree Requirement Exam Requirement Background Check
150 hours (only 75 hours are required to upgrade after receiving your Trainee license) 1,000 hours in no less than 6 months Not required Must pass exam National Uniform Licensing Examination for Licensed Residential Appraisers CORI form required

State Certified Residential Real Estate Appraiser

In Massachusetts, the next level of licensure is the State Certified Residential Real Estate Appraiser license. Certified residential appraisers may provide appraisal services in transactions with:

  • 1-4 unit residential properties without regard to value or complexity
Qualifying Education Hours Required Required Experience Hours Working Under a Certified Appraiser College Degree Requirement Exam Requirement Background Check
200 hours (only 125 hours are required to upgrade after receiving your Trainee license) 1,500 hours in no less than 12 months A completed or partially completed college education is required in most cases. See page 2 of the Rules and Regulations for five options laid out by the Massachusetts Board of Registration of Real Estate Appraisers. Must pass National Uniform Licensing Examination for Certified Residential Appraisers CORI form required

State Certified General Real Estate Appraiser

State certified general appraisers are the highest level of appraiser professionals. They can provide appraisal services in transactions with all types of residential or commercial real property without regard to value or complexity.

Qualifying Education Hours Required Required Experience Hours Working Under a Certified Appraiser College Degree Requirement Exam Requirement Background Check
300 hours (only 225 hours are required to upgrade after receiving your Trainee license) 3,000 hours in no less than 18 months Must have bachelor'’s degree or higher in any field and from any accredited college or university Must pass National Uniform Licensing Examination for Certified General Appraisers CORI form required

Massachusetts Real Estate Appraiser Continuing Education Requirements

Massachusetts has a few rules regarding Continuing Education (CE) requirements.

Along with the 28 hours of education, you must complete the 7-hour National USPAP update course every 24 months from the time you were licensed.

Here are details on the renewal process, to ensure you hit all your requirements when you apply for license renewal. Renewing a license costs $350 for all license types except trainee (which costs $113). There is also a fee for a late renewal ($57).

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