How to Become a Real Estate Appraiser in Mississippi: Your
5-Step Guide

Mississippi Real Estate Appraiser License Requirements

Becoming an appraiser can be a lucrative and rewarding choice for your career – but how do you get started? Ideally, your appraisal education begins with 75 hours of Mississippi Appraiser Qualifying Education coursework, the building blocks of your appraisal knowledge. The best way to complete those hours successfully? By earning a trainee-level license, the official recommendation of The Appraisal Foundation.

In Mississippi, the trainee-level license is known as an Appraiser Trainee. While it isn't a required step, earning this license will help you stand out to future employers and prepare you to gain experience while you work toward upgrading your license.

Purchase your required MS trainee courses »

Quick Overview

Below is a list of the steps recommended to become a state licensed appraiser in Mississippi, which allows you to work independently.

  1. Obtain Your Mississippi Appraiser Trainee License
  2. Complete Your Appraiser Education
  3. Conduct Your Appraisal Work Experience
  4. Pass the National Uniform Licensing & Certification Examination
  5. Submit Your Application for a Mississippi State Licensed Appraiser

We’ll go into more detail about these steps below.

If you've already completed appraiser education or are licensed in another state, visit the Mississippi Appraisal Board’s (MAB) reciprocity form to learn more about appraiser reciprocity.

How to Become a State Licensed Appraiser in Mississippi

Now let's take a more in-depth look at the steps recommended to really start your appraisal career as a state licensed residential appraiser.

  1. 1. Obtain Your Mississippi Appraiser Trainee License (Recommended)

    NOTE: Your state may accept PAREA or Practicum as an alternative to Trainee license with Trainee/Supervisory model.

    Qualifying Education. Before you become a state licensed appraiser in Mississippi, it’s recommended that you complete 75 hours of Mississippi appraiser Qualifying Education (QE), broken up as follows:

    • 30 hours of appraisal principles
    • 30 hours of appraisal procedures
    • The 15-hour National Uniform Standards of Professional Appraisal Practice (USPAP) course, or an equivalent course

    You’ll also need to complete a 4-hour Training Course for Supervisory and Appraiser Trainees.

    Before signing up for the Supervisory and Appraiser intern training course, you need to find a sponsoring appraiser. This person will act as your mentor through completion of your experience hours (Step 3).

    All Qualifying Education must be approved by the Appraiser Qualifications Board (AQB) and the Mississippi Real Estate Appraisal Board. You must complete all Qualifying Education prior to submitting your state appraiser trainee application.

    You can apply for your Appraiser trainee license online or via mail, following directions on the form.

  2. 2. Complete Your State Licensed Appraiser Education

    After becoming a Mississippi appraiser trainee, it’s time for the next step toward becoming a state licensed appraiser: 150 total hours of Appraisal Foundation-approved appraiser education. (Please Note: You’ve already satisfied 75 of these course hours through your Appraiser trainee license – nice work!)

  3. 3. Conduct Your Appraisal Work Experience

    Once you’ve finished your education, you must conduct and log at least 1,000 hours of actual appraisal experience. Those 1,000 hours must be completed:

    • Under the supervision of a state certified residential or general appraiser; and
    • Over a period of at least six months.

    To find a sponsoring appraiser, you can search Mississippi’s appraiser database to find active certified residential and general appraisers who may be open to working with you.

  4. 4. Submit Your Application for Mississippi State Licensed Appraiser

    Once you've completed your education and experience, it’s time to apply for your State Licensed Appraiser license. Generally, candidates can expect this process to take up to a month, but it may vary.

    You’ll need to provide proof of your passing exam score, completed education requirements, and completed experience hours. There is a $175 application fee, but you can pay $225 to apply and pay to schedule your exam at the same time.

  5. 5. Pass the National Uniform Licensing & Certification Examination

    After the Mississippi Appraisal Board approves your education and experience, you can take the National Uniform Licensing & Certification Exam. You will receive a candidate handbook and instructions for contacting the testing company to schedule your exam. The Appraisal Foundation publishes tips on the exam structure that can help you prepare. Here’s an overview:

    • The exam is four hours long. The Licensed Residential Examination can take up to four hours to complete.
    • There are 125 questions on the test. The National Uniform Licensing and Certification exam is composed of 125 total questions. Fifteen of these questions are considered practice, and answering those questions wrong does not negatively affect your score.
    • A score of 75 points is passing. Scores for the National Uniform Licensing and Certification exam range between 0 and 110 points. Each question carries an equal weight of 1 point. In order to pass, you must earn a minimum of 75 points.
    • You can take the test more than once. The Appraisal Foundation allows you to take the test up to three times.

Frequently Asked Questions About Real Estate Appraisal

What is the Average Real Estate Appraiser Salary in Mississippi?

According to Indeed, the average real estate appraiser salary in Mississippi is $55,180.* Of course, this rate varies depending on your city. A great incentive to working toward a higher license is the ability to make more money. The certified general appraiser is the highest appraiser license in Mississippi, and those with this certification make an estimated average salary of $100,000 per year.*

*May 2023 Salary Data

How Much Does It Cost to Become a Licensed Residential Appraiser in Mississippi?

Between course tuition and exam and application fees, you can expect to spend at least $2,000 to become a licensed appraiser. The cost will vary slightly depending on the education provider and number of attempts at the exam, but here’s a breakdown of the approximate cost:

Average Course Tuition Application Fees National Appraiser Registry Fee Exam Fees Total Estimate
$1,800 (Licensed Appraiser) $175 $40 $50 $2,065

One added cost to consider occurs during the trainee period. You’ll be conducting 1,000 hours of in-field appraisals to upgrade your license, which means your travel expenses may accumulate. This should be considered when calculating the total approximate cost of obtaining your appraiser license.

How Long Does It Take to Become a Licensed Appraiser in Mississippi?

Becoming a licensed appraiser in Mississippi takes at least eight months. This includes the 1,000 hours of mandatory logged appraisal experience and 150 hours of appraisal education. This table gives you a general idea of how long it will take to complete this process.

Appraiser intern Education Requirements 79 hours
State Licensed Appraiser Education Requirements 75 hours
Required Appraisal Experience 1,000 hours
Full-Time Pace: (40 hrs/week) ≈ 8-10 months
Part-Time Pace: (20 hrs/week) ≈ 16-18 months

If I Have an Out-of-State Appraiser License, Can I Appraise Real Estate in Mississippi?

Yes, as long as you meet the following requirements:

  • Must be a licensed or certified appraiser in another state or territory (and provide a Letter of Good Standing)
  • Must complete and submit an application
  • Must pay the required application fee
  • Must have passed an AQB-approved license exam

You can also practice with a temporary license if you are a practicing out-of-state appraiser. Carefully read and follow all directions on this temporary license form to apply.

Appraiser License Types in Mississippi

It’s important to understand how Mississippi classifies real estate appraisers across three separate categories, each with their own qualifications for licensure:

  • Appraiser Trainee
  • State Licensed Appraiser
  • Certified Residential Appraiser
  • Certified General Appraiser

After receiving your Appraiser Trainee license, you can “upgrade” to any of the subsequent license levels. Today, we’ll be focusing on how to become a state licensed appraiser. First, here’s a quick overview of the eligibility requirements for all license levels.

Appraiser Eligibility Highlights
May be required to have fingerprints on file, pass a background check, and complete other criminal history requirements

Appraiser Trainee

Mississippi recommends a pilot program for potential appraisers to begin their path toward becoming fully licensed. Known as a appraiser trainee, this first level of licensure is recommended before you can become fully licensed and start appraising real estate on your own.

Here's a quick overview of the recommended prerequisites you’ll want to meet before becoming a appraiser intern:

Qualifying Education Hours Required Required Experience Hours Working Under a Certified Appraiser College Degree Requirement Exam Requirement Background Check
75 hours of qualifying appraisal education

4-hour Supervisory/Appraiser intern course
None required, though you will need to associate with a Supervisory Appraiser before applying to become an appraiser intern. (You’ll work under your Supervisory Appraiser to earn experience hours after receiving your provisional license.) Not required Not required Required

Certified Residential Appraiser

The next level up is a certified residential appraiser. At this level, you can appraise:

  • 1-4 unit residential properties without regard to value or complexity
Qualifying Education Hours Required Required Experience Hours Working Under a Certified Appraiser College Degree Requirement Exam Requirement Background Check
200 hours (only 125 hours are required to upgrade after receiving your Appraiser trainee license) 1,500 hours in no less than 12 months
*Experience must be supervised if earned when unlicensed and/or is outside the scope of the appraiser’s practice
Must have completed some college coursework. See pages 10-11 of Mississippi’ Qualifying Education Requirements for the options to meet this requirement. Must pass exam National Uniform Licensing Examination for Certified Residential Appraisers Required

Certified General Appraiser

State certified general appraisers are the highest level of appraiser professionals in Mississippi. They can appraise all types of residential or commercial property without regard to value or complexity.

Qualifying Education Hours Required Required Experience Hours Working Under a Certified Appraiser College Degree Requirement Exam Requirement Background Check
300 hours (only 225 hours are required to upgrade after receiving your Appraiser trainee license) 3,000 hours in no less than 18 months
*Experience must be supervised if earned when unlicensed and/or is outside the scope of the appraiser’s practice
Must have bachelor's degree or higher in any field and from any accredited college or university Must pass National Uniform Licensing Examination for Certified General Appraisers Required

Mississippi Real Estate Appraiser Continuing Education Requirements

Mississippi has a few rules about its appraiser CE requirements.

Mississippi provisional, state licensed, and certified appraisers must complete 28 hours of CE every 24 months, based on the date of your license issuance. This includes the mandatory 7-Hour National USPAP Update Course that must be taken every two years, as required by the AQB.

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