How to Become a Real Estate Appraiser in New York: Your 5-Step Guide

New York Real Estate Appraiser License Requirements

Becoming an appraiser can be a lucrative and rewarding choice for your career – but how do you get started? Your appraisal education begins with 75 hours of New York Appraiser Qualifying Education coursework, the building blocks of your appraisal knowledge. The best way to complete those hours successfully? By getting your trainee license, the official recommendation of The Appraisal Foundation. Though your state may not require this license level, earning it will help you stand out to future employers and prepare you for the jobs that require it!

Purchase your required NY trainee courses »

Quick Overview

Below is a list of the steps required to become a State Licensed Residential Real Estate Appraiser in New York.

  1. Obtain Your State Licensed Real Estate Appraiser Assistant License
  2. Complete Your Appraiser Education
  3. Conduct Appraisal Work Experience
  4. Submit Your Application to become a New York State Licensed Residential Real Estate Appraiser
  5. Pass the National Uniform Licensing & Certification Examination

We’ll go into more detail about these steps below.

If you've already completed appraiser education or are licensed in another state, visit the New York Department of State Division of Licensing Services for more detailed information on license reciprocity.

How to Become a Licensed Residential Appraiser in New York

Now let's take a more in-depth look at the steps recommended to start your appraisal career as a state licensed residential real estate appraiser.

  1. 1. Obtain Your New York State Licensed Real Estate Appraiser Assistant License

    NOTE: Your state may accept PAREA or Practicum as an alternative to Trainee license with Trainee/Supervisory model.

    Qualifying Education. Before you can become a state licensed residential real estate appraiser in New York, you’ll need to complete 75 hours total of New York Appraiser Qualifying Education, broken up as follows:

    • 30 hours of appraisal principles
    • 30 hours of appraisal procedures
    • The 15-hour National Uniform Standards of Professional Appraisal Practice (USPAP) course

    You’ll also need to complete a 4-hour Appraiser Trainee/Supervisory Appraiser Course. In New York, this course must be completed before entering a new Supervisory/Trainee relationship.

    All Qualifying Education must be approved by the Appraiser Qualifications Board (AQB) and the New York Department of State Division of Licensing Services. You must complete all Qualifying Education prior to submitting your appraiser assistant application.

    Before applying for your license, take a moment to read through New York’s detailed real estate appraiser application requirements.

    Once you’ve met all the above requirements, you will need to apply with the state for your State Licensed Real Estate Appraiser Assistant license. This requires a $250 fee.

    Purchase your required NY trainee courses »
  2. 2. Complete Your Appraiser Education

    After getting your State Licensed Real Estate Appraiser Assistant license, it’s time for the next step toward becoming a state licensed residential real estate appraiser in New York: 150 total hours of Appraisal Foundation-approved appraiser education. Take a look at the breakdown of coursework. (Please Note: You’ve already satisfied 75 of these hours by earning your appraiser assistant license – nice work!)

  3. 3. Conduct Your Appraisal Work Experience

    Once you’ve finished your education, you must conduct and log at least 1,000 hours of actual appraisal experience in no less than 24 months. These 1,000 hours must be completed under the supervision of a certified residential or general appraiser.

    You can find a list of approved New York supervisory appraisers here.

  4. 4. Submit Your Application for a New York State Licensed Residential Appraiser License

    Once you've completed your education, logged your 1,000 experience hours, and gained at least 24 months of appraisal work experience, it’s time to apply for your license. Generally, candidates can expect the entire application process to take two to four weeks.

    To apply, you’ll need to download and complete your application, print it, and submit it to the New York Department of State Division of Licensing Services.

    When you first apply for your license, you’ll need to pay a $250 application fee, a $25 exam application fee, and an $80 National Registry Fee for a total of $355. A separate exam fee of $125 will be assessed by your test vendor at the time you take your national exam (the next and final step!).

  5. 5. Pass the National Uniform Licensing & Certification Examination

    After the New York State Department of Licensing receives your application and determines it is complete, you’ll be directed to take the National Uniform Licensing & Certification Exam.

    New York requires that the exam be administered by a testing vendor approved by the AQB. You can find a list of AQB-approved exam administrators here. There is a $125 fee to take the exam, a $25 exam application fee, and an exam application to submit. The Appraisal Foundation publishes tips on the exam structure that can help you prepare. Here’s an overview:

    • The exam is four hours long. The Licensed Residential Appraiser Examination can take up to four hours to complete.
    • There are 125 questions on the test. The National Uniform Licensing and Certification exam is composed of 125 total questions. Fifteen of these questions are considered practice, and answering those questions wrong does not negatively affect your score.
    • A score of 75 points is passing. Scores for the National Uniform Licensing and Certification exam range between 0 and 110 points. Each question carries an equal weight of 1 point. In order to pass, you must earn a minimum of 75 points.
    • You can take the test more than once. The Appraisal Foundation allows you to take the test up to three times.

    New York appraiser licenses are valid for two years. At the end of your renewal period, you’ll need to complete the required Continuing Education (CE) to renew your license.

Frequently Asked Questions About Real Estate Appraisal

What is the Average Real Estate Appraiser Salary in New York?

According to Indeed (August, 2024), the average Real Estate Appraiser salary in New York is $68,384 per year. Of course, this rate varies depending on your city (e.g., Rochester averages $55,052 per year while Manhattan is around $76,495 per year). A great incentive to working toward a higher license is the ability to make more money. The Certified General Appraiser license is the highest appraiser license in New York, and those with this certification make an average salary of around $128,023 per year.

How Much Does It Cost to Get a Real Estate Appraiser License in New York?

Between course tuition and exam and application fees, you can expect to spend at least $2,200 to get your State Licensed Residential Appraiser license. The cost will vary slightly depending on your education provider and number of attempts on the exam. Here's a breakdown of the approximate cost:

Average Course Tuition $1,800 (Licensed Residential Appraiser)
Application Fees (includes National Registry fee) $355
Exam Fees $125
Total $2,280

One additional cost to consider occurs during the appraiser assistant period. You’ll be conducting over 1,000 hours of in-field appraisals in order to upgrade your license, which means your travel expenses may start to accumulate. This should be considered when calculating the total approximate cost of obtaining your appraiser license.

How Long Does It Take to Get a New York State Residential Real Estate Appraiser License?

Becoming a New York state licensed residential real estate appraiser takes at least two years. This includes the 1,000 hours of mandatory logged appraisal experience and 150 hours of appraisal education.

Appraiser Assistant Education Requirements 79 hours
Licensed Residential Appraisal Education Requirements 150 hours (75 hours if Appraiser Assistant education was completed)
Logged Appraisal Experience Hours 1,000 hours (in no less than 24 months)
Total ≈ 2-2.5 years

If I Have an Out-of-State Appraiser License, Can I Appraise Real Estate in New York?

Yes, as long as you meet these requirements, summarized below:

  • Must be a certified or licensed appraiser in another state or territory (reciprocity doesn’t apply to appraiser assistants)
  • Must have completed a state or territory’s licensing or certification program that meets or exceeds the requirements of New York’s regulations
  • Must have passed a licensing or certification exam approved by the AQB
  • Must submit the New York appraiser licensing or certification application with a $330 application fee (includes federal registration fee)

The term of a New York reciprocal appraiser license or certification is two years.

Appraiser License Types in New York

It’s important to understand how the state classifies real estate appraisers across four separate categories, each with their own qualifications for licensure:

  • State Licensed Real Estate Appraiser Assistant
  • State Licensed Residential Real Estate Appraiser
  • State Certified Residential Real Estate Appraiser
  • State Certified General Real Estate Appraiser

After receiving your State Licensed Real Estate Appraiser Assistant license, you can “upgrade” to any of the subsequent license levels. Today, we’ll be focusing on how to get to your State Licensed Residential Real Estate Appraiser license. But first, here’s a quick overview of the requirements for the first four licensing levels.

Appraiser Eligibility Highlights
Hold high school diploma or certificate of equivalency
Be at least 18 years old

No background check or fingerprint submission is required to apply for an appraiser license in New York. Applicants will need to answer five background check questions on the application and submit supporting documentation about previous criminal convictions if needed.

State Licensed Real Estate Appraiser Assistant

New York, like most states, recommends a pilot program for potential appraisers to begin their path toward becoming fully licensed. Known as a state licensed real estate appraiser assistant, this first level of licensure is recommended before you can become fully licensed and start appraising real estate on your own.

Here's a quick overview of everything you’ll need to become a licensed real estate appraiser assistant:

Qualifying Education Hours Required Required Experience Hours Working Under a Certified Appraiser College Degree Requirement Exam Requirement Background Check
75 hours of qualifying appraisal education

4 hours of a Trainee/Supervisor Appraiser course
None required, though you will need to associate with a Supervisory Appraiser before receiving your appraiser assistant license. (You’ll work under your Supervisory Appraiser to earn experience hours after receiving your license.) Not required Not required Not required, but must answer background check questions on application and submit documentation if needed

State Licensed Residential Real Estate Appraiser

The next level up is a state licensed residential real estate appraiser. At this level, you can appraise:

  • Non-complex 1-4 unit residential properties (transaction value < $1,000,000)
  • Complex 1-4 unit residential properties (transaction value < $250,000)
  • Vacant or unimproved land that is to be used for a 1-4 residential unit (transaction value < $1,000,000)

Here’s a quick overview of everything you’ll need to become a state licensed residential real estate appraiser:

Qualifying Education Hours Required Required Experience Hours Working Under a Certified Appraiser College Degree Requirement Exam Requirement Background Check
150 hours (only 75 hours are required to upgrade after receiving your appraiser assistant license) 1,000 hours in no less than 24 months Not required Must pass National Uniform Licensing Examination for Licensed Residential Appraisers Not required, but must answer background check questions on application and submit documentation if needed

State Certified Residential Real Estate Appraiser

State certified residential real estate appraisers may appraise:

  • 1-4 unit residential properties without regard to value or complexity
  • Vacant or unimproved land that is to be used for a 1-4 residential unit without regard to value or complexity
Qualifying Education Hours Required Required Experience Hours Working Under a Certified Appraiser College Degree Requirement Exam Requirement Background Check
200 hours (only 125 hours are required to upgrade after receiving your appraiser assistant license) 1,500 hours in no less than 24 months Must have completed some college coursework or have held a licensed residential appraiser credential for at least five years with no record of disciplinary action. See NY’s six options to meet this requirement here. Must pass National Uniform Licensing Examination for Certified Residential Appraisers Not required, but must answer background check questions on application and submit documentation if needed

State Certified General Real Estate Appraiser

State certified general real estate appraisers are the highest level of appraiser professionals. They can appraise all types of residential or commercial property without regard to value or complexity.

Qualifying Education Hours Required Required Experience Hours Working Under a Certified Appraiser College Degree Requirement Exam Requirement Background Check
300 hours (only 225 hours are required to upgrade after receiving your appraiser assistant license) 3,000 hours in no less than 24 months Must have bachelor's degree or higher in any field and from any accredited college or university Must pass National Uniform Licensing Examination for Certified General Appraisers Not required, but must answer background check questions on application and submit documentation if needed

New York Real Estate Appraiser Continuing Education Requirements

New York has a few rules regarding CE requirements.

Licensed and certified real estate appraisers must complete 28 hours of CE during every two-year license renewal cycle. This includes the mandatory 7-hour National USPAP update course that must be taken every two years, as required by the AQB. Required New York appraiser CE also includes a mandatory 4-hour or 7-course in Fair Housing and Fair Lending. See page 35 of the New York appraiser rules and regulations for detailed info on the Fair Housing and Fair Lending course requirement.

Renewing your license costs $330 in New York.

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