California Continuing Education Requirements:
Total Hours | National | State | |
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You Need: | 8 | 7 | 1 |
We Offer: | 8 | 7 | 1 |

California Continuing Education Packages |
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Total Hours | State Hours | National Hours | Price | Add To Cart |
8-Hr. CA-DFPI MLO 2025 CE Package |
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8 | 1 | 7 | $119 | |
8-Hr. CA-DFPI MLO 2024 Late CE Package |
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8 | 1 | 7 | $119 |
California Continuing Education Individual Courses |
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Total Hours | State Hours | National Hours | Price | Add To Cart |
1 Hour CA-DFPI SAFE: 2025 California Law Review Course
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1 | 1 | 0 | $39 | |
7 Hour SAFE Core: 2025 Mortgage Loan Originator Course
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7 | 0 | 7 | $145 | |
Late CE 1 Hour CA-DFPI SAFE: 2024 California Law Review Course (#15415)
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1 | 1 | 0 | $39 | |
Late CE 7 Hour SAFE Core: 2024 Mortgage Loan Originator Course (#15311)
|
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7 | 0 | 7 | $145 |
State Requirement Details for Mortgage Continuing Education
Hours Required by the State: 8 hours
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3 hours of federal law
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2 hours of ethics
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2 hours of non-traditional mortgage lending
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1 hour of state-specific education
An MLO who has completed their pre-licensure education (PE) course requirements in the same year in which the license was approved, is not required to complete CE.
Successive Years Rule:
A licensee may not take the same CE course two years in a row.
Seat Time:
Seat time will be enforced and our online course delivery system manages this requirement.
NMLS Provider # 1405076
Course Completion Reporting:
Mortgage course completions are reported to the Nationwide Multistate Licensing System and Registry (NMLS). The CE Shop will report credits to the NMLS within 7 business days of course completion. The NMLS recommends completing CE prior to the 12/31 deadline as licensees are unable to apply to renew their license if their CE is not complete.
NMLS Recommended Deadline Time Frames: SMART CE, AT RISK TO MISS, and GUARANTEED TO MISS deadlines can be found here.
California (DFPI) Mortgage Licensing
- California Department of Financial Protection & Innovation
- Phone: 213-576-7565
- Email: MLO.Licensing@dfpi.ca.gov
- Website: https://dfpi.ca.gov/mortgage-loan-originators/
NMLS Resources for Mortgage Continuing Education
- California (DFPI) MLO License Description Page
- Professional Standards: Mortgage Education
- Professional Standards: Criminal Background Check
- Professional Standards: Credit Report
- Professional Standards: MLO Testing