New Jersey Continuing Education Requirements:
Total Hours | National | State | |
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You Need: | 12 | 10 | 2 |
We Offer: | 12 | 10 | 2 |

New Jersey Continuing Education Packages |
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Total Hours | State Hours | National Hours | Price | Add To Cart |
12-Hr. NJ MLO 2025 CE Package |
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12 | 2 | 10 | $179 | |
12-Hr. NJ MLO 2024 Late CE Package |
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12 | 2 | 10 | $179 |
New Jersey Continuing Education Individual Courses |
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Total Hours | State Hours | National Hours | Price | Add To Cart |
2 Hour NJ SAFE: 2025 New Jersey Law Review
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2 | 2 | 0 | $49 | |
4 Hour NJ SAFE: 2025 Electives and New Jersey Law Review
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4 | 2 | 2 | $75 | |
8 Hour SAFE Comprehensive: 2025 Mortgage Loan Originator Course
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8 | 0 | 8 | $155 | |
Late CE 2 Hour NJ SAFE: 2024 New Jersey Law Review Course (#15416)
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2 | 2 | 0 | $49 | |
Late CE 4 Hour NJ SAFE: 2024 Electives and New Jersey Law Review Course (#15417)
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4 | 2 | 2 | $75 | |
Late CE 8 Hour SAFE Comprehensive: 2024 Mortgage Loan Originator Course (#15312)
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8 | 0 | 8 | $155 |
New Jersey Requirement Detail for Mortgage Continuing Education
Hours Required by the State: 12 hours
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3 hours of federal law
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2 hours of ethics
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2 hours of non-traditional mortgage lending
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3 hours of electives
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2 hours of state-specific education
An MLO who has completed their pre-licensure education (PE) course requirements in the same year in which the license was approved is not required to complete CE within the same year.
Successive Years Rule:
A licensee may not take the same CE course two years in a row.
Seat Time:
Seat time will be enforced and our online course delivery system manages this requirement.
NMLS Provider # 1405076
Course Completion Reporting:
Mortgage course completions are reported to the Nationwide Multistate Licensing System and Registry (NMLS). The CE Shop will report credits to the NMLS within 7 business days of course completion. The NMLS recommends completing CE prior to the 12/31 deadline as licensees are unable to apply to renew their license if their CE is not complete.
NMLS Recommended Deadline Time Frames: SMART CE, AT RISK TO MISS, and GUARANTEED TO MISS deadlines can be found here.
New Jersey Contact Details for Mortgage Continuing Education
New Jersey Department of Banking and Insurance
Phone: 609-292-7272
Email: bliconline@dobi.state.nj.us
Website: New Jersey Department of Banking and Insurance
NMLS Resources for Mortgage Continuing Education
Professional Standards: Mortgage Education
Professional Standards: Criminal Background Check
Professional Standards: Credit Report
Professional Standards: MLO Testing