Kentucky Continuing Education Requirements:
Total Hours | National | State | |
---|---|---|---|
You Need: | 8 | 7 | 1 |
We Offer: | 8 | 7 | 1 |

Kentucky Continuing Education Packages |
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Total Hours | State Hours | National Hours | Price | Add To Cart |
8-Hr. KY MLO 2025 CE Package |
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8 | 1 | 7 | $119 | |
8-Hr. KY MLO 2024 Late CE Package |
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8 | 1 | 7 | $119 |
Kentucky Continuing Education Individual Courses |
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Total Hours | State Hours | National Hours | Price | Add To Cart |
1 Hour KY SAFE: 2025 Kentucky Law Review
|
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1 | 1 | 0 | $39 | |
7 Hour SAFE Core: 2025 Mortgage Loan Originator Course
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7 | 0 | 7 | $145 | |
Late CE 1 Hour KY SAFE: 2024 Kentucky Law Review Course (#15844)
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1 | 1 | 0 | $39 | |
Late CE 7 Hour SAFE Core: 2024 Mortgage Loan Originator Course (#15311)
|
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7 | 0 | 7 | $145 |
Kentucky Requirement Detail for Mortgage Continuing Education
Hours Required by the State: 8 hours
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3 hours of federal law
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2 hours of ethics
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2 hours of non-traditional mortgage lending
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1 hour of state-specific education
An MLO who has completed their pre-licensure education (PE) course requirements in the same year in which the license was approved is not required to complete CE within the same year.
Successive Years Rule:
A licensee may not take the same CE course two years in a row.
Seat Time:
Seat time will be enforced and our online course delivery system manages this requirement.
NMLS Provider # 1405076
Course Completion Reporting:
Mortgage course completions are reported to the Nationwide Multistate Licensing System and Registry (NMLS). The CE Shop will report credits to the NMLS within 7 business days of course completion. The NMLS recommends completing CE prior to the 12/31 deadline as licensees are unable to apply to renew their license if their CE is not complete.
Kentucky licensees are required to complete their CE courses by November 30.
The NMLS recommends completing CE prior to the deadline as licensees are unable to apply to renew their license if their CE is not complete.
Kentucky Contact Details for Mortgage Continuing Education
Kentucky Department of Financial Institutions
Phone: 502-573-3390
Email: Jeffrey.Hornbeck@ky.gov
Website: https://kfi.ky.gov/
NMLS Resources for Mortgage Continuing Education
Professional Standards: Mortgage Education
Professional Standards: Criminal Background Check
Professional Standards: Credit Report
Professional Standards: MLO Testing