New York Continuing Education Requirements:
| Total Hours | National | State | |
|---|---|---|---|
| You Need: | 11 | 8 | 3 |
| We Offer: | 11 | 8 | 3 |
*Alert: NY-DFI will not accept any hours of other state-specific education to count towards the 1 hour of elective. MLOs are advised to complete either an 11 hour NY Comprehensive course or an 8 hour Comprehensive course and a 3 hour NY state-specific elective course.
New York Continuing Education Packages |
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|---|---|---|---|---|
| Total Hours | State Hours | National Hours | Price | Add To Cart |
11-Hr. NY MLO 2025 CE Package |
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| 11 | 3 | 8 | $165 | |
11-Hr. NY MLO 2024 Late CE Package |
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| 11 | 3 | 8 | $165 | |
New York Continuing Education Individual Courses |
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|---|---|---|---|---|
| Total Hours | State Hours | National Hours | Price | Add To Cart |
8 Hour SAFE Comprehensive: 2025 Mortgage Loan Originator Course
|
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| 8 | 0 | 8 | $155 | |
3 Hour NY SAFE: 2025 New York Law Review
|
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| 3 | 3 | 0 | $65 | |
Late CE 3 Hour NY SAFE: 2024 New York Law Review Course (#15840)
|
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| 3 | 3 | 0 | $65 | |
Late CE 8 Hour SAFE Comprehensive: 2024 Mortgage Loan Originator Course (#15312)
|
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| 8 | 0 | 8 | $155 | |
New York Requirement Detail for Mortgage Continuing Education
Hours Required by the State: 11 hours
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3 hours of federal law
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2 hours of ethics
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2 hours of non-traditional mortgage lending
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1 hour of elective
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3 hours of state-specific education
Note: NY-DFI will not accept any hours of other state-specific education to count towards the 1 hour of elective. MLOs are advised to complete either an 11 hour NY Comprehensive course or an 8 hour Comprehensive course and a 3 hour NY elective course.
An MLO who has completed their pre-licensure education (PE) course requirements in the same year in which the license was approved is not required to complete CE within the same year.
Successive Years Rule:
A licensee may not take the same CE course two years in a row.
Seat Time:
Seat time will be enforced and our online course delivery system manages this requirement.
NMLS Provider # 1405076
Course Completion Reporting:
Mortgage course completions are reported to the Nationwide Multistate Licensing System and Registry (NMLS). The CE Shop will report credits to the NMLS within 7 business days of course completion. The NMLS recommends completing CE prior to the 12/31 deadline as licensees are unable to apply to renew their license if their CE is not complete.
NMLS Recommended Deadline Time Frames: SMART CE, AT RISK TO MISS, and GUARANTEED TO MISS deadlines can be found here.
New York Contact Details for Mortgage Continuing Education
New York Department of Financial Services
Email: MLO@dfs.ny.gov
Website: New York Department of Financial Services
NMLS Resources for Mortgage Continuing Education
Professional Standards: Mortgage Education
Professional Standards: Criminal Background Check
Professional Standards: Credit Report
Professional Standards: MLO Testing